T: (03) 961 3000 E: admin@goldbandfinance site map | disclaimer
 

9.25% per annum for 2 years*
                         

9.45% per annum for 3 years*

9.45% per annum for 4 or 5 years*

 

Commercial lending - relationship focused lending

Since 1986, we have been financing New Zealand businesses and have developed a close working knowledge and understanding of the businesses and industries we lend to. This has given our team of finance professionals the ability to provide the flexibility and responsiveness that set us apart from other lending institutions.

A broad based lending portfolio

Gold Band Finance has built its reputation on understanding its clients' requirements by working with them to find solutions rather than the application of rigid and cumbersome bureaucratic processes.

Appreciating the clients requirements for a fast response and a more flexible approach, tailored to the individual application rather than the standard model, differentiates Gold Band Finance from many other lending institutions.

While in some cases the financial assistance available from Gold Band Finance is short term, pending the clients establishment of longer term arrangements, many clients favour long term relationships with the company.

At Gold Band Finance, we're known for our decisiveness and experience. Our team of senior managers have the authority to make decisions and provide you with answers you need to take advantage of opportunities, without referring to a head office in Australia. They also have the experience to confidently manage the project in partnership with you. While larger commercial loans are required to go through a process of credit approval, in most cases a loan application can be turned around within a few days, often with an indicative response on the same day.

Many of our client relationships are long-standing. In the highly-competitive financial sector, this is a testament to our hardworking, ‘sleeves rolled up’ approach to business.

With our broad range of lending products, Gold Band Finance can finance many different types of commercial opportunities.

Products

get>COMMERCIAL

Gold Band Finance can tailor loan advances to meet your individual needs, with a range of flexible security and repayment options, including loans secured by:

  • Mortgages (1st or 2nd Ranking).
  • Specific Security Agreements (over vehicles, plant, machinery and other assets).
  • General Security Agreements (formerly known as debentures).

Loans for:

  • Plant and equipment finance
  • Motor vehicle finance
  • Leasehold improvements finance
  • Insurance premium finance
  • Business acquisition finance
  • Working capital finance
  • Commercial development property finance
  • Commercial construction finance
  • Commercial property finance
  • Bare land purchase - bridging finance

get>RURAL

get>RURAL is designed to assist in raising capital from the equity in your property to allow you to grow your business with funding for new equipment or livestock purchases.

get>BRIDGING

Gold Band Finance can provide bridging finance to assist when the following short-term finance is required:

  • Bridging between the sale and purchase of residential property for home buyers, investors or property traders.
  • Short-term injections of working capital for small to medium businesses. (Often to enable the completion of contracts).
  • Completion of projects. (A property renovation, subdivision, construction or other development work requiring additional project funding).

The security for all advances is by way of a registered mortgage or caveat over property.

Company lending activity

A key component of the company's strategy is the diversity of its lending portfolio through its lending to a broad spread of clients across a range of industry sectors. While this strategy is principally developed for risk management purposes, the benefits to borrowers clients include the broad range of lending products developed to achieve that diversity and the resources that are available to meet the varied requirements of a range of borrowers. Gold Band Finance has developed the systems, experience and industry knowledge to service the following industry sectors.

 

Industry Sectors
 

Property Investment

Manufacturing
Agriculture
Transport
Retail
Forestry
Hospitality & Tourism
Property development
Healthcare

Fishing

To discuss your lending requirements, please contact us on 0800 55 3000 or 03 961 3000 or

Click here to download our Commercial Application form, complete and fax to (03)  963 0379. 

Alternatively you can email us at loans@goldbandfinance.co.nz

 

 
 
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