Product Features

As a Gold Band Finance investor, you are an essential element of our business contributing to the growth of the company's assets. To demonstrate our commitment to you, we offer a great range of investments, flexible interest payments, high quality service and regular updates. By investing with Gold Band Finance you get the best of both worlds: Secured First Ranking Debenture Stock investment and flexible interest rate options. Secondly competitively priced unsecured deposit products offering higher returns. Our range of terms makes it easy for you to decide how hard you want your money to work for you. Reinvestment Special (click here) Existing Gold Band Finance customers who choose to reinvest their money at the end of their nominated term earn an additional 0.25% premium over the advertised rate, acknowledging our appreciation of investor loyalty and our commitment to them and their investment.

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First ranking Secured Debenture Stock

As an investor in secured debenture stock, your deposit is secured by a first ranking charge over the assets of the company. You also have the benefit of a Trust Deed under which the Trustee represents investors interests and monitors company compliance.

Term Deposit - Unsecured

Enjoy the benefits of our unsecured term deposit product, which offers competitive rates over a variety of terms.

Flexible interest payment options

With Gold Band Finance you can choose how you want your interest paid or credited to your investment.

1) Paid quarterly

Select this option if you would like to receive a regular income from your investment. Your interest will be paid into your nominated bank account quarterly on the last days of March, June, September & December. This means you can regularly use your interest payments for what ever you need, and you keep your lump sum intact.

2) Compounded quarterly

For those investors seeking greater returns. Your original investment grows by having your interest compounded and added to your investment at the end of each quarter (on the last days of March, June, September & December). This option is for those investors who really want to see their money grow, you can watch your money growing every quarter, with investors who elect to compound their interest receiving the same Quarterly Interest Advice as those that have their interest paid.

Regular investment updates

We will send you comprehensive Quarterly Interest Advices, allowing you to track the status of your investments. You will also receive information about new investment opportunities and special offers from Gold Band Finance - many are exclusive to existing customers only.

Do you need more options?

We are more than happy to discuss a term that suits your investment needs. For investments larger then $50,000 please call for a quoted rate. Simply call our investment consultants and they will work out the interest rate that works best for you. Please call on 03 961 3000 or 0800 55 3000.

* Minimum Investment for these rates is $5000